Tote the Note

Tote the Note

Hosted by: Jim Rhoads

Get real nuggets of Buy Here Pay Here (BHPH) wisdom and updated information from industry players, vendors, and association influencers. Learn their perspective on the hot topics of the day in subprime automotive...

All Episodes

Episodes

Tote the Note Podcast: "Compliant BHPH Underwriting" with Guest Attorney Steve Levine and Co-moderator Brent Carmichael

In Buy Here Pay Here (BHPH), dealers often find themselves in the difficult position of trying to provide creative and flexible financing to consumers who require an unconventional solution. So, how can dealers...
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HARD QUESTIONS with Brent Carmichael of NCM: "Where is Technology Most Needed in Buy Here Pay Here?"

Brent Carmichael returns as a featured guest along with dealers Jeff Clark (NC) and Justin Wallman (OH) to discuss technology. Hear Brent's bold prediction about the future of the internet :) :) :) along with Jeff's...
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HARD QUESTIONS with Brent Carmichael of NCM: "Should I Have a BHPH Service Department?"

Brent Carmichael, Senior Moderator and Consultant with NCM Associates, joins host Jim Rhoads to take on another hard question for BHPH dealers - when to add a service department. Brent and Jim compare notes on the...
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HARD QUESTIONS: Why No Blue Sky Value In Buy Here Pay Here (BHPH) (2 of 3)

A 'Tote the Note' podcast episode hosted by Jim Rhoads. Hear from guests Ken Shilson and Brent Carmichael in the 2022 series entitled "Hardest Questions in Buy Here Pay Here." This is episode #2 of a 3-part...
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REVEALED with guest Bill Elizondo of NIADA: "How Leasing/LHPH Differs from Buy Here Pay Here (BHPH)"

Bill Elizondo joins for a "no dog in the fight" discussion about how leasing or Lease Here Pay Here (LHPH) compares for traditional Buy Here Pay Here (BHPH) dealers originating retail installment contracts. Neither...
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HARD QUESTIONS: Why No Blue Sky Value In Buy Here Pay Here (BHPH) (1 of 3)

A 'Tote the Note" podcast episode hosted by Jim Rhoads. Hear from guests Ken Shilson and Brent Carmichael in the 2022 series entitled "Hardest Questions in Buy Here Pay Here." This is episode #1 on a 3-part...
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Tommy Brandis, a 30-year Buy Here Pay Here Dealer, Talks Customer Retention

Hear Tommy, creator of the BHPH Success group on Facebook, talk about his early days of customer service and which parts still apply today. He offers some tips that only someone with his attitude and experience could....
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HARD QUESTIONS with Brent Carmichael of NCM: "Why Dealers Fail in Buy Here Pay Here (BHPH)"

Brent Carmichael, Senior Moderator of NCM Associates joins Jim Rhoads again for the "Hardest Questions in Buy Here Pay Here" series. Jim says "In this episode we share some common denominators we've observed among the...
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HARD QUESTIONS with Brent Carmichael of NCM: "What Adjustments Should BHPH Dealers Be Making In This Economic Climate?"

Wow! Featured guest/co-host Brent Carmichael of NCM Associates joins as we discuss with Chris Tiller, Division VP of Car Financial, how this economic climate is different (and the same) for Buy Here Pay Here (BHPH) as...
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Making It Big In The BHPH Business With Jeff Clark

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