The BHPH Morning Show

The BHPH Morning Show

Hosted by: Jim & Michelle Rhoads

Join Jim and Michelle as they discuss the news of the day in the Buy Here Pay Here (Subprime Auto Finance) world. Decades of experience in the industry create a rich conversation about what matters most to dealers...

All Episodes

Episodes

Attorney Allison Harrison on "Triggering Terms" in BHPH/LHPH Ads

Are regulatory agencies (federal and/or state level) checking out dealer ads? What avoidable mistakes might you or your team be making when promoting financing? Ohio attorney Allison Harrison joins this White Hat...
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White Hat Weds: Being Coachable in BHPH & LHPH

In talking about barriers to growth and improvement, managing ego has to be among the bullet points. As coaches, we see it. We also recognize that a healthy ego is just fine. In fact, a healthy ego can serve...
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Wow! The Early BHPH Volume Numbers for February!

Without adjusting underwriting, some dealers set new BHPH volume numbers. In this Friday broadcast, we'll review the results (including applicant scoring and deal structure) from a couple of dealers. Plus, we'll share...
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Static Pool Analysis: How, When & Why

[Actual dealer results] In this Monday broadcast, we'll analyze 4 years of February results from an actual dealer to illustrate how to perform the actual analysis. In doing so, we'll explain when the results are...
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Guest Amanda Sanchez: The Power of Delegation in Growing Your Business

We often talk about the "hamster wheel" that many dealers in BHPH or LHPH find themselves on. In this Friday broadcast, CPA Amanda Sanchez joins to share her own experience and the benefits they've observed in...
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White Hat Way Converted to B-Corp (and Other News)

By prioritizing PURPOSE over profit, White Hat Way is striving to make it clear to everyone in BHPH & LHPH (dealers, clients, colleagues, etc.) that its main objective is to rally folks around a mission. To that...
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White Hat Weds: The Power of Trusting (& Trustworthy) Groups

Where there is trust, great things can be accomplished! In this White Hat Wednesday episode, we'll share what we've seen in the groups that we're involved in and explore the value of establishing a high level of...
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Handling Repos & Charge-offs with Guest Hugo Sanchez (CPA)

In this Friday episode, we'll break down the pros and cons associated with processing repos in a certain order. We'll offer our recommendations on the sequence as guest Hugo Sanchez offers his input as a CPA. Find the...
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Spartan's Jimmy Rambo Talks Portfolio Performance Tracking

Spartan Financial Partner's Jimmy Rambo joins on White Hat Wednesday to discuss methods of tracking portfolio performance. We'll confirm with this widely-respected lending manager how this info can be beneficial for...
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Monday Math: Debt Reduction Strategies in BHPH & LHPH

Cost of money is up. For those who'd like to reduce debt, we'll run through some important first-step math. And, the methods we're introducing in this Monday episode can be useful for many other elements of planning...
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Figuring Out Recon: IN Dealer Melanie Goldman's Perspective

Buy Here Pay Here dealer Melanie Goldman has been digging into the BHPH recon process at her Indiana dealership. Really digging in! She joins this Monday episode to share some do's and don'ts from things she's learned...
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This Week in Facebook Threads - BHPH & LHPH Dialog

What did we learn this week? What are the pressing questions and issues from the world of Buy Here Pay Here and Lease Here Pay Here? In this Friday broadcast, we'll recap some of the important threads from social...
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